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New Update Available: Updating Your own Home – Fannie Mae HomeStyle
By Leesa Sandoval
You wake up in the morning and check your phone to be awakened with the second most popular notification: “New update available.” (The first most popular being: “Your storage is almost full,” which pops up way more often than we would like.) Consequently, in order to make these devices perform their best, it is important that
Read MoreNo Need to be Married to Buy Your First House, You Need a 203k Limited Renovation Loan
By Leesa Sandoval
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Alternate Sources For Establishing Credit
By Leesa Sandoval
While the basic Rule-of-Thumb for acceptable credit history is a minimum of four trade lines documented on a credit report, there are alternative methods of building a credit picture that an underwriter can use to make a decision for a loan approval.
Read MoreObtaining a Mortgage Loan after a Bankruptcy – Texas
By Leesa Sandoval
If you have had to declare bankruptcy in Texas you are not ineligible for a mortgage loan. For the most part it’s just a matter of time before you can qualify for a loan. Generally speaking you need about 3 years from the time the bankruptcy was discharged. During that time it’s important to work on rebuilding credit and keeping your trade lines current.
Read MoreImproving Credit Scores Without Credit Repair – Texas
By Leesa Sandoval
While credit repair in Texas is necessary for some, it’s not the only way to increase your credit score
Read MoreWays to Build Credit in Texas
By Leesa Sandoval
Secured credit cards are an optimum way to start rebuilding your credit scores. You want a minimum of two credit cards and/or secured credit cards. The more credit cards you have the more opportunities to add points to your scores as long as you manage those cards effectively.
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