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NEXTA
FHA’s Back To Work Program – Own A Home Again!
By Leesa Sandoval
FHA’s Back To Work Program – Own a home again with a shorter waiting period after an economic event! How would you like to be eligible for an FHA loan and not wait 3 years after a foreclosure, pre-foreclosure or deed in lieu? I’m sure it wouldn’t take long for you to answer, YES! FHA has made this possible through Mortgage Letter 13-26 with their Back to Work Program!!
Read MoreCredit, Credit Repair and Your Mortgage Loan
By Leesa Sandoval
Credit scores play an important factor in obtaining the best interest rate available for your new home purchase loan, rehab loan, or refinance no matter where you live. Protect your FICO score.
Read MoreCredit Scores and Home Buying: How Are They Related?
By Leesa Sandoval
We are now offering FHA 203b loans to borrowers with FICO scores as low as 600! This means that if you meet the requirements you may purchase a “move-in ready” home using an FHA loan with a middle credit score of at least 600.
Read MoreGuidelines Changing for Free Credit Reports – Texas
By Leesa Sandoval
As part of the new CARD Act of 2009, companies advertising free credit reports in Texas are now required to clearly disclose that what’s being marketed isn’t the free credit report you’re entitled to receive by law.
Read MoreObtaining a Mortgage Loan after a Bankruptcy – Texas
By Leesa Sandoval
If you have had to declare bankruptcy in Texas you are not ineligible for a mortgage loan. For the most part it’s just a matter of time before you can qualify for a loan. Generally speaking you need about 3 years from the time the bankruptcy was discharged. During that time it’s important to work on rebuilding credit and keeping your trade lines current.
Read MoreImproving Credit Scores Without Credit Repair – Texas
By Leesa Sandoval
While credit repair in Texas is necessary for some, it’s not the only way to increase your credit score
Read MoreWays to Build Credit in Texas
By Leesa Sandoval
Secured credit cards are an optimum way to start rebuilding your credit scores. You want a minimum of two credit cards and/or secured credit cards. The more credit cards you have the more opportunities to add points to your scores as long as you manage those cards effectively.
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