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Buying vs Renting a Home in Texas
By Leesa Sandoval
Buying a home vs. renting in Texas is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing real estate has been considered an extremely profitable investment. It is an achievement that offers a sense of pride, financial stability and potential tax advantages.
Read MoreCalling All Teachers, Firefighters, Police Officers – Rockwall County, Texas
By Leesa Sandoval
If you are in the market for a new home but need some money for down payment, closing costs, etc then you may qualify for a grant from Rockwall County
Read MoreAssistance Programs – Rockwall and Grand Prairie Counties, Texas
By Leesa Sandoval
Grand Prairie and Rockwall Counties in Texas have loan and grant programs to help home buyers with their purchases.
Read MoreThree Ways to Purchase Your Home with $100 Down or Less – Texas
By Leesa Sandoval
These days everyone is looking for a deal, especially with the amount of foreclosed homes on the market. I would like to take a moment to share with you a few programs that will allow you to purchase your home with $100 down or less.
Read MoreUnderstanding Mortgage Rates – Texas
By Leesa Sandoval
As a consumer, it’s important to understand that mortgage rates change with the movement in the bond market, specifically the value of mortgage-backed securities. These changes happen daily and sometimes multiple times a day. Rates will vary from program to program. For example, rates on USDA loans are a bit higher than FHA loans because USDA allows for 100% financing.
Read MoreDown-Payment Assistance Program – Texas
By Leesa Sandoval
This program allows a first time home buyer in Texas to monetize the $8000 tax credit and apply it to their down-payment and closing costs.
Read MoreUSDA Home Loan Details – Texas
By Leesa Sandoval
The rates and fees associated with the USDA home loan in Texas are competitive with other programs like standard conventional loans, FHA and VA loans, and unlike these programs, there are no liquid cash reserve requirements associated with the approval of the loan. This means that you do not have to have a large amount of money in reserve after the purchase or refinance to qualify for the loan.
Read MoreUSDA 100% Home Loans- Texas
By Leesa Sandoval
The USDA Rural Development Program is a shining star for many Texas home buyers. Although it is not a new program, it has been identified as one of the few remaining ways to obtain 100% home financing in Texas.
Read MoreNew Texas FHA Loan Advantages and Requirements
By Leesa Sandoval
It is certain, more now than ever, that the FHA program is the foremost program sought after by Texas residents looking to purchase or refinance.
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