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Five Myths About Home Values
By Leesa Sandoval
the actual appraisal process has changed very little over the course of the housing boom and bust cycle American homeowners witnessed between 2001 – 2009
Read MoreHow Do Mortgage Companies Value A Property That Has Not Been Built Yet?
By Leesa Sandoval
Appraisals on homes that haven’t been built yet generally require the contractor and home buyer to supply more documentation in order to get a more accurate estimate of the property’s value.
Read MoreHOA Hurdles to be Aware of When Looking at New Properties
By Leesa Sandoval
A Home Owner Association (HOA) can have a huge impact on your life when you buy a home in a PUD (Planned Unit Development) or Condominium Project.
Read MoreAssembling Your Home Buying Team – Knowing The Players
By Leesa Sandoval
Buying a new home is literally a team sport since there are so many tasks, important timelines, documents and responsibilities that all need special care and attention.
Read MoreWhat You Need To Know About The Home Inspection Process
By Leesa Sandoval
You now have ten (10) days from when you signed the purchase and sales agreement to have a home inspection.
Read MoreTop Five Market Factors That Influence Mortgage Rates
By Leesa Sandoval
Outside of the borrower’s control, the mortgage rate marketplace is a dynamic, volatile living and breathing animal.
Read MoreWhat’s The Difference Between Interest Rate and Annual Percentage Rate (APR)?
By Leesa Sandoval
The difference between APR and actual note rate is very confusing, especially for First-Time Home Buyers who haven’t been through the entire closing process before.
Read MoreHow Are Mortgage Rates Determined?
By Leesa Sandoval
Many people believe that interest rates are set by lenders, but the reality is that mortgage rates are largely determined by what is known as the Secondary Market.
Read MoreHow Do Mortgage Rates Move When The Fed Lowers Rates?
By Leesa Sandoval
Lower mortgage rates is a common misconception that is perpetuated by the mainstream media perpetuates when the Fed makes an announcement of lowering rates.
However, when the Fed cuts interest rates, mortgage rates tend to increase.
Read MoreWhy Do I Need To Pay A VA Funding Fee?
By Leesa Sandoval
The VA Funding Fee is an essential component of the VA home loan program, and is a requirement of any Veteran taking advantage of this zero down payment government loan program
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