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Lower Mortgage Rates – Texas
By Leesa Sandoval
In case you haven’t caught the news, home loan rates have done it again, dropping to their lowest level…ever. Not only has the 30 Year Fixed rate returned to its lowest all time level, rates across the board are at their lowest levels.
Read MoreUSDA Changes Make “Rural” Homes More Accessible – Texas
By Leesa Sandoval
Zero-down home loan programs in Texas are few and far between these days, but one that remains available might be of interest to you – especially given some changes that make it more accessible.
USDA Guaranteed Rural Development loans offer 100% financing with no monthly Private Mortgage Insurance. While there are some geographic limitations for this program, if you are interested in eligible properties, you should take notice.
Read MoreObtaining a Mortgage Loan after a Bankruptcy – Texas
By Leesa Sandoval
If you have had to declare bankruptcy in Texas you are not ineligible for a mortgage loan. For the most part it’s just a matter of time before you can qualify for a loan. Generally speaking you need about 3 years from the time the bankruptcy was discharged. During that time it’s important to work on rebuilding credit and keeping your trade lines current.
Read MoreBuying vs Renting a Home in Texas
By Leesa Sandoval
Buying a home vs. renting in Texas is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing real estate has been considered an extremely profitable investment. It is an achievement that offers a sense of pride, financial stability and potential tax advantages.
Read MoreCalling All Teachers, Firefighters, Police Officers – Rockwall County, Texas
By Leesa Sandoval
If you are in the market for a new home but need some money for down payment, closing costs, etc then you may qualify for a grant from Rockwall County
Read MoreImproving Credit Scores Without Credit Repair – Texas
By Leesa Sandoval
While credit repair in Texas is necessary for some, it’s not the only way to increase your credit score
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