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NEXTA
Down-Payment Assistance Program – Texas
By Leesa Sandoval
This program allows a first time home buyer in Texas to monetize the $8000 tax credit and apply it to their down-payment and closing costs.
Read MoreFHA 203k Renovation Loan Series (Part 4) – Texas
By Leesa Sandoval
Now that you know what’s allowed with the 203k Renovation Loan in Texas it’s important that we discuss what’s not allowed. Any luxury item and/or improvement that does not become a permanent part of the property is not eligible.
Read MoreFHA 203k Renovation Loan Series (Part 2) – Texas
By Leesa Sandoval
Obtaining a 203k Renovation loan in Texas is a very simple process. The process begins by finding a qualified mortgage consultant who offers the program.
Read MoreFHA 203k Renovation Loan Series (Part 1) – Texas
By Leesa Sandoval
The FHA 203k loan in Texas allows give buyers the ability to make a home their own without spending a lot of money out of pocket. There is a lot of flexibility with this loan when it comes to repairs or upgrades. This is limited to single family residential homes but the possibilities are endless.
Read MoreUSDA Home Loan Details – Texas
By Leesa Sandoval
The rates and fees associated with the USDA home loan in Texas are competitive with other programs like standard conventional loans, FHA and VA loans, and unlike these programs, there are no liquid cash reserve requirements associated with the approval of the loan. This means that you do not have to have a large amount of money in reserve after the purchase or refinance to qualify for the loan.
Read MoreUSDA 100% Home Loans- Texas
By Leesa Sandoval
The USDA Rural Development Program is a shining star for many Texas home buyers. Although it is not a new program, it has been identified as one of the few remaining ways to obtain 100% home financing in Texas.
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