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NEXTA
By Leesa Sandoval
First and foremost, the VA does not require a certain credit score in order for approval. The actual mortgage lenders, however, are allowed to set their own standards for VA loan requirements.
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By Leesa Sandoval
One of the main questions we receive in regards to VA loans is, “What is a VA mortgage loan entitlement?”
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By Leesa Sandoval
The amount of time it takes for a VA mortgage approval varies depending on the amount of volume the lender has at that moment.
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By Leesa Sandoval
When an eligible current or ex-servicemember needs to purchase a home for their own personal use, they can obtain a VA Guaranteed loan from a bank, mortgage lender, or savings & loan company, depending on the circumstances.
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By Leesa Sandoval
Any eligible applicant of a VA mortgage loan is required to pay a VA Funding Fee unless of course they are exempt. This fee is passed directly from the lender to VA and deposited into a pool. The funds collectively make up the insurance or guarantee pool.
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By Leesa Sandoval
A very common question related to VA refinancing is whether or not you can get a refinance on a VA loan if you are currently upside down on your mortgage. The answer is that you can!
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By Leesa Sandoval
In order to apply for a VA loan you will need a Certificate of Eligibility, or COE for short. There are different steps required to receive a Certificate of Eligibility depending on your personal situation and branch of the military.
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By Leesa Sandoval
If you’re wondering whether or not you can get a VA loan after a recent bankruptcy, you’re not alone. With the recent economic recession just barely behind us, many veterans and military personnel are now in the position of looking for a new mortgage after having gone through a bankruptcy.
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By Leesa Sandoval
Many veterans today are wondering whether or not they can get a VA loan if they have recently been through a foreclosure. Fortunately, the VA qualifying guidelines do allow for veterans and military personnel to qualify for a VA loan after a foreclosure, but with some restrictions.
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By Leesa Sandoval
There are many ways in which a getting a divorce can have an impact on VA loans.
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