By Leesa Sandoval
What’s My Debt-to-Income (DTI) Ratio?
Debt-to-Income (DTI) is one of the many new mortgage related terms many First-Time Home Buyers will
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By Leesa Sandoval
What’s The Difference Between A Single Family, Second Home and Investment Property?
When applying for a mortgage, a borrower's "Occupancy Type" is a major factor in the amount of down
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By Leesa Sandoval
Alternate Sources For Establishing Credit
While the basic Rule-of-Thumb for acceptable credit history is a minimum of four trade lines
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By Leesa Sandoval
Is There A Rule-of-Thumb Regarding The Number Of Credit Lines To Have Open?
While the actual credit score has a big impact on a loan approval, it's not the only component of
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By Leesa Sandoval
Ten Things You Can Do To Protect Your Identity
According to the United States Department of Justice, identity theft and identity fraud “are
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By Leesa Sandoval
Shopping For A Hazard Insurance Policy
When shopping for a hazard insurance policy, something called "bundling" can actually save you
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By Leesa Sandoval
Do I Have To Continue Making My Mortgage Payment If My Lender Goes Bankrupt?
When mortgage banks go out of business and are essentially taken over by the FDIC, homeowners are
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By Leesa Sandoval
How Do I Calculate My Mortgage Payment Without Using A Mortgage Calculator?
Calculating an exact mortgage payment without a calculator on a loan is no small task, but there
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By Leesa Sandoval
Understanding An Amortization Schedule
By committing to a mortgage loan, the borrower is entering into a financial agreement with a lender
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