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Calculating The Net Benefit Of A Refinance Transaction

Leesa Sandoval By Leesa Sandoval
March 28, 2010

Calculating the net benefit of refinancing can be a challenging task if you do not understand what to calculate. We are going to focus on the net benefits of refinancing from the standpoint of lowering your interest rate.

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Understanding the Difference Between an Appraisal vs Neighborhood Listing Prices

Leesa Sandoval By Leesa Sandoval
March 28, 2010

Why is there such a difference between what my appraised value is and the price similar homes are selling for on my street?

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Making Sure Your Cash-To-Close Comes From The Proper Source

Leesa Sandoval By Leesa Sandoval
March 28, 2010

Providing proper asset documentation and the actual source of the funds is a critical element of the loan closing process.

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Talk the Talk – Know the Mortgage Lingo at Closing

Leesa Sandoval By Leesa Sandoval
March 28, 2010

Many borrowers go through the closing process in a haze, nodding, smiling, and signing through a bunch of noise that sounds like Greek.

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Five Myths About Home Values

Leesa Sandoval By Leesa Sandoval
March 28, 2010

the actual appraisal process has changed very little over the course of the housing boom and bust cycle American homeowners witnessed between 2001 – 2009

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How Do Mortgage Companies Value A Property That Has Not Been Built Yet?

Leesa Sandoval By Leesa Sandoval
March 28, 2010

Appraisals on homes that haven’t been built yet generally require the contractor and home buyer to supply more documentation in order to get a more accurate estimate of the property’s value.

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HOA Hurdles to be Aware of When Looking at New Properties

Leesa Sandoval By Leesa Sandoval
March 28, 2010

A Home Owner Association (HOA) can have a huge impact on your life when you buy a home in a PUD (Planned Unit Development) or Condominium Project.

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Assembling Your Home Buying Team – Knowing The Players

Leesa Sandoval By Leesa Sandoval
March 28, 2010

Buying a new home is literally a team sport since there are so many tasks, important timelines, documents and responsibilities that all need special care and attention.

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What You Need To Know About The Home Inspection Process

Leesa Sandoval By Leesa Sandoval
March 28, 2010

You now have ten (10) days from when you signed the purchase and sales agreement to have a home inspection.

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Top Five Market Factors That Influence Mortgage Rates

Leesa Sandoval By Leesa Sandoval
March 28, 2010

Outside of the borrower’s control, the mortgage rate marketplace is a dynamic, volatile living and breathing animal.

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