Why Do I Need Mortgage Insurance?
Mortgage Insurance, sometimes referred to as Private Mortgage Insurance, is required by lenders on
Continue ReadingWhy Do I Need To Pay A VA Funding Fee?
The VA Funding Fee is an essential component of the VA home loan program, and is a requirement of
Continue ReadingHow Do Mortgage Rates Move When The Fed Lowers Rates?
Lower mortgage rates is a common misconception that is perpetuated by the mainstream media
Continue ReadingHow Are Mortgage Rates Determined?
Many people believe that interest rates are set by lenders, but the reality is that mortgage rates
Continue ReadingWhat’s The Difference Between Interest Rate and Annual Percentage Rate (APR)?
The difference between APR and actual note rate is very confusing, especially for First-Time Home
Continue ReadingTop Five Market Factors That Influence Mortgage Rates
Outside of the borrower's control, the mortgage rate marketplace is a dynamic, volatile living and
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